All Checkout.com codes
CHECKOUT.COM · RESPONSE CODE

Checkout.com
20078

Blocked at first use: a new or replacement card that has not been properly unblocked.

Checkout.com saysHard decline
20078

Blocked at first use: a new or replacement card that has not been properly unblocked.

What it means

Card blocked or closed

The card or account is restricted, blocked or closed.

What to do

Do not retry. Ask for another payment method.

Don't retry as-isWho can fix it: The card issuer

Other Checkout.com codes with the same meaning

Reference only. Codes and descriptions come from each provider's public documentation. The Yuno response code is a reference mapping and does not guarantee how a specific transaction is processed.