All Checkout.com codes
CHECKOUT.COM · RESPONSE CODE

Checkout.com
20091

Issuer unavailable or switch is inoperative

Checkout.com saysSoft decline
20091

Issuer unavailable or switch is inoperative

What it means

Issuer or acquirer unavailable

The bank or network could not be reached, so nobody actually judged the payment.

What to do

Retry shortly, or route through another provider if you have one.

Worth retryingWho can fix it: The provider

Other Checkout.com codes with the same meaning

Reference only. Codes and descriptions come from each provider's public documentation. The Yuno response code is a reference mapping and does not guarantee how a specific transaction is processed.