Checkout.com saysSoft decline
41201Decline list - Card number
What it means
Declined by the provider
The provider or its risk rules stopped the payment before it reached the issuer.
What to do
Review the risk rules and the transaction in the provider's dashboard.
Don't retry as-isWho can fix it: The provider
Yuno response codeDECLINED_BY_PROVIDER
Other Checkout.com codes with the same meaning
Reference only. Codes and descriptions come from each provider's public documentation. The Yuno response code is a reference mapping and does not guarantee how a specific transaction is processed.