dLocal saysHard decline
309Card expired
What it means
Expired card
The card is past its expiry date, or the expiry date sent is wrong.
What to do
Ask for updated card details. For stored cards, an account updater or network tokens prevent this.
Don't retry as-isWho can fix it: The shopper
Yuno response codeEXPIRED_CARD
Reference only. Codes and descriptions come from each provider's public documentation. The Yuno response code is a reference mapping and does not guarantee how a specific transaction is processed.