Nuvei saysSoft decline
1182Transaction must be sent as 3Dsecure
What it means
Authentication required
The issuer will only approve this payment after 3-D Secure authentication.
What to do
Send the payment again with 3DS. In regulated markets, make sure exemptions fall back to a challenge.
Worth retryingWho can fix it: You, the merchant
Reference only. Codes and descriptions come from each provider's public documentation. The Yuno response code is a reference mapping and does not guarantee how a specific transaction is processed.