Worldpay saysHard decline
41Lost card OR Pickup card (lost card)
What it means
Card reported lost
The issuer has this card flagged as lost.
What to do
Do not retry, and don't tell the shopper the specific reason. Ask for another payment method.
Don't retry as-isWho can fix it: The card issuer
Yuno response codeREPORTED_LOST
Reference only. Codes and descriptions come from each provider's public documentation. The Yuno response code is a reference mapping and does not guarantee how a specific transaction is processed.