All Worldpay codes
WORLDPAY · REFUSAL CODE

Worldpay
54

Expired card OR DECLINED, EXPIRED CARD

Worldpay saysHard decline
54

Expired card OR DECLINED, EXPIRED CARD

What it means

Expired card

The card is past its expiry date, or the expiry date sent is wrong.

What to do

Ask for updated card details. For stored cards, an account updater or network tokens prevent this.

Don't retry as-isWho can fix it: The shopper
Yuno response codeEXPIRED_CARD
Source:Worldpay docs — Refusal response codes (Access Worldpay)

Other Worldpay codes with the same meaning

33605

Reference only. Codes and descriptions come from each provider's public documentation. The Yuno response code is a reference mapping and does not guarantee how a specific transaction is processed.