Cielo saysHard decline
15Issuer not found - incorrect BIN
What it means
Issuer not recognized
The network could not identify the bank behind this card.
What to do
Ask for another card. If it affects a whole BIN range, raise it with your provider.
Don't retry as-isWho can fix it: The card issuer
Yuno response codeINVALID_ISSUER
Other Cielo codes with the same meaning
Reference only. Codes and descriptions come from each provider's public documentation. The Yuno response code is a reference mapping and does not guarantee how a specific transaction is processed.